Top-up Policies
Additional coverage options that extend core group insurance benefits.
Overview
Ace enables organizations to offer voluntary top-up policies that allow employees to enhance their core group insurance coverage. These add-ons are cost-effective and can be structured with minimal administrative overhead through payroll integration.
Key Features
- Voluntary top-up options for GMC, GPA, and GTL
- Flexible sum insured selection by employees
- Minimal underwriting and simplified enrollment process
- Payroll-linked premium deductions
- Employee-specific MIS and participation tracking for HR
Why Ace
Our top-up offerings are widely adopted across companies looking to give employees more control over their protection. We support both design and implementation with dedicated onboarding, policy servicing, and claims assistance teams.