Banking & Financial Services (BFSI)
Comprehensive protection for financial integrity and reputational trust.
Ace supports Banks, NBFCs, Fintech platforms, insurance companies, and capital market entities with insurance programs that address fiduciary, operational, and cyber risk exposures.
We understand the unique demands of regulated financial institutions — from compliance with RBI, SEBI, and IRDAI norms to managing sensitive customer data and high-value transactions. Our placements protect not just assets, but the confidence of stakeholders and counterparties.
Advisory & Access to Tailored Insurance Solutions such as:
- Banker’s Blanket Bond (BBB) and Financial Crime Insurance
- Bank Locker’s Cover
- Directors & Officers (D&O) and Employment Practices Liability (EPL)
- Cyber Insurance and Commercial Crime
- Tech Errors &Omission (E&O)
- Professional Indemnity and Investment Advisor Liability
- Property, Fire, and Infrastructure Protection
- Group Employee Benefit Programs for Staff and Field Teams
- Regulatory and Contractual Penalties
- ATM, Transit, and Vault Cash Cover
- Customer Benefit Programs
Our Capabilities
- Structuring of BBB and multi-line programs across banks and NBFCs
- Claims consulting for financial fraud, internal error, or cyber extortion
- Exposure assessment study via techniques like Benchmarking of cyber/D&O cover etc. across fintech and lending institutions
- Support for digital, compliance, and legal teams on audit readiness
- Coordination with reinsurers for excess layer and catastrophe exposures
Client Outcomes
- Risk transfer structures that meet investor, auditor, and regulatory scrutiny
- Greater confidence in crisis preparedness and cyber resilience
- Lower friction in large-ticket or high-frequency claims
- Improved employee and board protection in complex governance environments
- Better customer retention
Why Ace
We view financial services through a dual lens — technical insurance requirements and regulatory confidence. Ace serves as a risk advisor, not just a broker, helping BFSI clients protect value and credibility in a high-trust sector.
